Processes
Listen-Plan-Design-Measure-Rebalance
We strive to intimately understand client goals and desires to better create investment strategies to help improve our clients' financial lives. We pursue this through five strategized and sequential steps.
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First, we listen to you. We want to understand your evolving goals, family considerations, cash-flow and liquidity needs, tolerance for risk, tax matters, and estate planning issues. Through Stifel, we work with you to create a dynamic custom financial plan (Stifel's Wealth Strategist Report®) which tracks all aspects of your financial life including but not limited to retirement planning, asset allocation, estate preservation and funding, insurance needs, and education funding. A solid plan is one of the most important factors in determining whether families and individuals may be able to reach their objectives. It is your roadmap to pursuing your financial goals. The aforementioned plan gives us personalized data such as risk tolerance, tax matters, time horizon, and liquidity necessary to design your customized portfolio. The process of finding the ideal portfolio among thousands of possibilities and your individual inputs is called Portfolio Optimization. Our leading-edge analytical portfolio optimization tools are crucial to developing and implementing the optimal strategy based upon each clients' unique requirements, time horizon, and risk tolerance. |
Measure & Evaluate Performance Your portfolio performance is constantly measured against your risk-adjusted custom benchmark so we can determine if you are pursuing your goals without undue risk. Periodic review of your portfolio, combined with intimate knowledge of your goals, dreams, and desires, differentiates the Hoover Rossi Advisory Group's delivery of investment planning and management services. Quarterly Meeting & Rebalance Quarterly reviews help you understand and discover whether adjustments need to be made in addition to regularly rebalancing your portfolio. These reviews are critical to making sure that your investment plan reflects your lifetime objectives. As your circumstances change, we adjust your portfolio to reflect those changes and adjust your investment plan accordingly. We provide market and strategy updates at quarterly meetings and explain the previous quarter's activity. Quarterly meetings are a time to become better acquainted. The Hoover Rossi Advisory Group pride ourselves in understanding your investment needs and delivering superior service to you. |
Stifel and its associates to not provide tax or legal advice. You should consult with your tax or legal advisor regarding your particular situation. Asset allocation does not ensure a profit or help protect against loss. Rebalancing may have tax consequences, which you should discuss with your tax advisor.